Loan Repayment Programs

Educational Loan forgiveness available in certain organizations

There are a number of loan repayment programs that provide educational loan forgiveness for individuals who work either in specific disciplines or for certain types of organizations. Here are some of those most commonly available to Pitt Public Health graduates.

NIH Extramural Loan Repayment Program (LRP)

NIH may repay up to $35,000 of qualified student loan debt per year for health professionals pursuing careers in biomedical, behavioral, social, and clinical research and committing at least two years to conducting qualified research funded by a domestic nonprofit organization or a government entity.

There are currently five Extramural Loan Repayment Programs (LRPs):

  1. Clinical research
  2. Pediatric research
  3. Health disparities research
  4. Contraception and infertility research
  5. Clinical research for individuals from disadvantaged backgrounds

You can submit one LRP application per fiscal year. Applicants must be U.S. citizens or permanent residents, and in most cases must have a health professional doctoral degree. Read more…

Faculty Loan Repayment Program (FLRP)

The Faculty Loan Repayment Program (FLRP) provides a financial incentive for degree-trained health professionals from disadvantaged backgrounds to pursue academic careers. Selected individuals must agree to serve on the faculty of an accredited health professions college or university for a minimum of two years. In return, the Federal government agrees to pay, for each year of faculty service, up to $20,000 of the outstanding principal and interest on the participant's educational loans. Read more…

Indian Health Service Loan Repayment Program (IHSLRP)

The Indian Health Service Loan Repayment Program (IHSLRP) offers health care professionals the opportunity to reduce qualified student loan debt and help the Indian Health Service meet the staffing needs of Indian health programs. Selected health professionals must agree to work in facilities serving American Indians and Alaska Natives for a minimum of two years. Read more…

Federal Income-Based Repayment Program (IBR)

Income-Based Repayment (IBR) imposes payment caps based on income and family size. This program uses a sliding scale to determine how much you must pay on your federal loans. Read more…

Public Service Loan Forgiveness (PSLF)

Public Service Loan Forgiveness (PSLF) is for federal student loan borrowers who work in certain kinds of jobs. It will forgive remaining debt after 10 years of eligible employment and qualifying loan payments. (During those 10 years the Income-Based Repayment (IBR) plan can help keep your loan payments affordable). Read more…

The Federal Public Service Loan Forgiveness Program

Allows for the forgiveness of college loans after ten years of continuous service in the public sector. Read more…

The National Health Service Corps (NHSC)

Offers tuition assistance and living stipends for students participating in some public health disciplines in exchange for service in a federally mandated health manpower shortage area after leaving school. Read more…